Preparation:

1: Prepare the Creamy Base

1. In a large mixing bowl, beat the softened cream cheese and powdered sugar together until smooth and creamy.
2. Fold in the whipped topping gently using a spatula until well combined and fluffy.

2: Add the Fruits

1. Gently fold in the strawberries, pineapple chunks, and grapes.
2. If using bananas, add them just before serving to prevent browning.

3: Mix in the Crunch

1. Add the crushed pretzels, chocolate chips or chopped chocolate, and nuts to the salad.
2. Stir gently to evenly distribute the crunchy elements without breaking them too much.

4: Garnish and Serve

1. Transfer the mixture to a serving bowl or individual dessert cups.
2. Garnish with extra crushed pretzels, chocolate chips, or a sprinkle of chopped nuts for added texture.
3. Serve immediately or refrigerate for up to 2 hours before serving.