Creamy Chocolate Banana Fluff

Creamy Chocolate Banana Fluff served in a glass bowl, garnished with bananas, chocolate shavings, and marshmallows

Indulge in the rich, creamy goodness of Creamy Chocolate Banana Fluff, a no-bake dessert that’s as simple to make as it is irresistible! With layers of chocolate pudding, fresh bananas, fluffy cream cheese filling, and fun mix-ins, this dessert is perfect for parties, family dinners, or just treating yourself on a cozy night in.

Ingredients:

The Fluff Base:

  • 1 package (8 oz) cream cheese, softened
  • ½ cup powdered sugar
  • 1 teaspoon vanilla extract
  • 1 container (8 oz) whipped topping (e.g., Cool Whip), thawed

The Chocolate Layer:

  • 1 box (3.4 oz) instant chocolate pudding mix
  • 2 cups cold milk

The Mix-Ins:

  • 3 medium ripe bananas, sliced
  • 1 cup mini marshmallows
  • ½ cup chocolate chips or chunks

Garnish (Optional):

  • Sliced bananas
  • Chocolate shavings or sprinkles
  • A drizzle of chocolate syrup

Preparation:

1: Prepare the Fluff Base

  1. In a large mixing bowl, beat the softened cream cheese and powdered sugar together until smooth and creamy.
  2. Add the vanilla extract and mix until fully incorporated.
  3. Fold in the whipped topping gently using a spatula, creating a light and fluffy mixture. Set aside.

2: Make the Chocolate Layer

  1. In another bowl, whisk together the instant chocolate pudding mix and cold milk for about 2 minutes until thickened.
  2. Let the pudding sit for an additional 2–3 minutes to fully set.

3: Combine the Fluff

  1. Fold the prepared chocolate pudding into the cream cheese mixture, creating a swirled or fully combined base, depending on your preference.
  2. Gently fold in the sliced bananas, mini marshmallows, and chocolate chips or chunks until evenly distributed.

4: Assemble and Garnish

  1. Transfer the mixture into a large serving dish or individual dessert cups.
  2. Garnish with additional sliced bananas, chocolate shavings, and a drizzle of chocolate syrup for a stunning presentation.

5: Chill and Serve

  1. Cover with plastic wrap and refrigerate for at least 2 hours, or overnight, to allow the flavors to meld and the texture to firm up.
  2. Serve chilled and enjoy!

Variations:

  • Peanut Butter Chocolate Banana Fluff: Swirl 2 tablespoons of creamy peanut butter into the cream cheese mixture for a nutty twist.
  • S’mores Fluff: Add crushed graham crackers and extra marshmallows for a s’mores-inspired dessert.
  • Berry Banana Bliss: Toss in sliced strawberries or raspberries for a fruity burst of flavor.

Cooking Notes:

  • Use ripe bananas for the sweetest flavor and best texture.
  • To prevent the bananas from browning, toss them lightly in lemon juice before adding to the fluff.
  • For a firmer texture, freeze the dessert for 30 minutes before serving.

Serving Suggestions:

  • Serve in clear glasses or parfait dishes for an elegant presentation.
  • Pair with a hot beverage like coffee or hot cocoa for a cozy dessert experience.
  • Top with crushed cookies or candy pieces for added crunch.

Tips:

  1. Prepare the dessert a day in advance for enhanced flavors and convenience.
  2. Store leftovers in an airtight container in the refrigerator for up to 3 days.
  3. Experiment with different types of chocolate, such as dark chocolate chips or white chocolate shavings, for variety.

Prep Time:

  • 15 minutes

Cooking Time:

  • None (no-bake recipe)

Total Time:

  • 15 minutes (plus 2 hours chilling time)

Nutritional Information (Per Serving):

  • Calories: 320
  • Protein: 5g
  • Sodium: 200mg

FAQs:

Q: Can I substitute homemade whipped cream for Cool Whip?

A: Yes! Use 2 cups of freshly whipped heavy cream as a substitute for Cool Whip.

Q: Can I freeze Creamy Chocolate Banana Fluff?

A: Yes, you can freeze it for up to 2 weeks. Let it thaw in the refrigerator for a few hours before serving.

Q: Can I make this dessert without bananas?

A: Absolutely! Substitute bananas with another fruit like strawberries or skip the fruit altogether for a simple chocolate fluff.

Q: Can I use another flavor of pudding?

A: Yes, vanilla, white chocolate, or even butterscotch pudding would work wonderfully in this recipe.

Conclusion:

Creamy Chocolate Banana Fluff is the perfect dessert for any occasion, combining the rich flavors of chocolate, the natural sweetness of bananas, and a fluffy, creamy texture. Whether you’re serving it at a party or enjoying it with family, this no-bake dessert is sure to impress. Easy to make, endlessly customizable, and absolutely delicious, it’s a recipe you’ll return to again and again!

Print
clock clock iconcutlery cutlery iconflag flag iconfolder folder iconinstagram instagram iconpinterest pinterest iconfacebook facebook iconprint print iconsquares squares iconheart heart iconheart solid heart solid icon
Creamy Chocolate Banana Fluff served in a glass bowl, garnished with bananas, chocolate shavings, and marshmallows

Creamy Chocolate Banana Fluff


  • Author: Imili Johnson
  • Total Time: 15 minutes (plus 2 hours chilling time)

Ingredients

Scale

Ingredients:

The Fluff Base:

  • 1 package (8 oz) cream cheese, softened
  • ½ cup powdered sugar
  • 1 teaspoon vanilla extract
  • 1 container (8 oz) whipped topping (e.g., Cool Whip), thawed

The Chocolate Layer:

  • 1 box (3.4 oz) instant chocolate pudding mix
  • 2 cups cold milk

The Mix-Ins:

  • 3 medium ripe bananas, sliced
  • 1 cup mini marshmallows
  • ½ cup chocolate chips or chunks

Garnish (Optional):

  • Sliced bananas
  • Chocolate shavings or sprinkles
  • A drizzle of chocolate syrup

Instructions

Preparation:

1: Prepare the Fluff Base

  1. In a large mixing bowl, beat the softened cream cheese and powdered sugar together until smooth and creamy.
  2. Add the vanilla extract and mix until fully incorporated.
  3. Fold in the whipped topping gently using a spatula, creating a light and fluffy mixture. Set aside.

2: Make the Chocolate Layer

  1. In another bowl, whisk together the instant chocolate pudding mix and cold milk for about 2 minutes until thickened.
  2. Let the pudding sit for an additional 2–3 minutes to fully set.

3: Combine the Fluff

  1. Fold the prepared chocolate pudding into the cream cheese mixture, creating a swirled or fully combined base, depending on your preference.
  2. Gently fold in the sliced bananas, mini marshmallows, and chocolate chips or chunks until evenly distributed.

4: Assemble and Garnish

  1. Transfer the mixture into a large serving dish or individual dessert cups.
  2. Garnish with additional sliced bananas, chocolate shavings, and a drizzle of chocolate syrup for a stunning presentation.

5: Chill and Serve

  1. Cover with plastic wrap and refrigerate for at least 2 hours, or overnight, to allow the flavors to meld and the texture to firm up.
  2. Serve chilled and enjoy!
  • Prep Time: 15 minutes
  • Cook Time: None (no-bake recipe)

Nutrition

  • Calories: 320
  • Sodium: 200mg
  • Protein: 5g